I highly suggest reading & following this thread... https://www.spigotmc.org/threads/read-me-for-everyone-asking-questions-on-here.72946/ That is if you'd like to receive help as fast as possible.
Code (Text): public ItemStack skull(Player p) { double value = Main.economy.getBalance(p) * .10; ItemStack skullItem = new ItemStack(Material.SKULL_ITEM); ItemMeta m = skullItem.getItemMeta(); m.setDisplayName(p.getName()+ "'s Head"); m.setLore(Arrays.asList(ChatColor.GREEN + "Value: " + value)); skullItem.setItemMeta(m); return skullItem; }